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AU SMALL FINANCE BANK CREDIT CARDS

AU Small Finance Bank is an ISO certified bank with a state-of-art secured digital system. The bank has 893 touchpoints across the country with more than 1.8 million customers. AU Small Finance Bank offers four au bank credit card with an array of benefits to give you the ultimate user experience. These cards provide innumerable lifestyle privileges, welcome benefits, cashback and accelerated reward points. They also come with complimentary device insurance. Read on to get to know more information about these credit cards.

ELIGIBILITY CRITERIA

In order to be eligible to apply for these cards, one must satisfy the following conditions:

  • The primary cardholder must be between the age of 21 years and 60 years. 
  • The add-on cardholder must be above 18 years of age. 
  • Cardholders must be an Indian resident.

ZENITH CREDIT CARD

  1. WELCOME OFFERS
  • Vouchers worth ₹1000 on 1st POS retail transaction. 
  • Zomato Pro Annual Membership on 5 successful retail transactions.
  • 10000 Bonus Reward Points on completing retail spends worth ₹1 Lakh.

All the above benefits are applicable on retail spends done within 60 days of card issuance.

  1. REWARDS
  • 20 Reward Points per ₹100 retail spends done on dining at standalone restaurants.
  • 10 Reward Points per ₹100 retail spends done on international transactions and grocery.
  • 5 Reward Points per ₹100 retail spends done across all other merchant categories.

 

  1. LOW INTERNATIONAL MARK-UP FEES
  • Low cross currency foreign mark-up fees of 1.99% applicable on all international transactions.

 

  1. COMPLIMENTARY LOUNGE ACCESS
  • 4 complimentary airport lounge access within India every quarter.
  • 2 complimentary railway lounge access per calendar quarter in the following cities – New Delhi, Kolkata, Jaipur, Ahmedabad and Agra.

 

  1. UNLIMITED FUEL SURCHARGE WAIVER
  • 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country.

 

  1. EXPRESS EMI
  • Transactions worth ₹2000 or more can be converted into easy EMI options of select tenure.

VETTA CREDIT CARD

  1. WELCOME OFFER
  • Vouchers worth ₹2000 on minimum ₹30000 retail spends done within 60 days of card setup.

 

  1. REWARDS
  • 10 Reward Points per ₹100 retail spends done on utility bill payments.
  • 4 Reward Points per ₹100 retail spends done on grocery & departmental store spends.
  • 2 Reward Points per ₹100 retail spends done across all other merchant categories.

 

  1. COMPLIMENTARY LOUNGE ACCESS
  • 1 complimentary airport lounge access per calendar quarter within India.
  • 2 complimentary railway lounge access per calendar quarter in these cities – New Delhi, Kolkata, Jaipur, Ahmedabad and Agra. 

 

  1. FUEL SURCHARGE WAIVER
  • 1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5000, across all fuel stations in the country (Maximum ₹250 per statement cycle).

 

  1. EXPRESS EMI
  • Transactions worth ₹2000 or more can be converted into easy EMI options of select tenure.

ALTURA CREDIT CARD

  1. WELCOME OFFER
  • 5% cashback on minimum ₹2500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is ₹150)

 

  1. CASHBACKS
  • 2% cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is ₹50)
  • 1% cashback on all other retail spends. (Maximum cashback per statement cycle is ₹50)

 

  1. MILESTONE BENEFIT
  • Additional cashback of ₹50 on completing a minimum of ₹10000 retail spends in every statement cycle.

 

  1. RAILWAY LOUNGES
  • 2 complimentary lounge access per calendar quarter in select cities – New Delhi, Kolkata, Jaipur, Ahmedabad and Agra. 

 

  1. FUEL SURCHARGE WAIVER
  • 1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5000, across all fuel stations in the country. (Maximum ₹100 per statement cycle)

 

  1. EXPRESS EMI
  • Transactions worth ₹2000 or more can be converted into easy EMI options of select tenure.

ALTURA PLUS CREDIT CARD

  1. WELCOME OFFER
  • Vouchers worth ₹500 on minimum ₹10000 retail spends done within 60 days of card setup. 

 

  1. CASHBACK
  • 1.5% Cashback on all POS retail spends done at merchant outlets. (Maximum cashback per statement cycle is ₹100)

 

  1. REWARDS
  • 2X reward points (i.e., 2 Reward Points per ₹100 retail spends) for all your online transactions.

 

  1. MILESTONE BENEFIT
  • 500 bonus reward points on ₹20000 retail spends or more in a calendar month.

 

  1. RAILWAY LOUNGES
  • 2 complimentary lounge access per calendar quarter in these cities – New Delhi, Kolkata, Jaipur, Ahmedabad and Agra. 

 

  1. FUEL SURCHARGE WAIVER
  • 1% Fuel Surcharge Waiver for fuel transactions done between ₹400 and ₹5000, across all fuel stations in the country. (Maximum ₹150 per statement cycle)

 

  1. EXPRESS EMI
  • Transactions worth ₹2000 or more can be converted into easy EMI options of select tenure.

FEES & CHARGES

Credit Card Annual Fee Condition for Annual Fee Waiver
Zenith Credit Card ₹7999 + applicable taxes For 1st year fee waiver: ₹1,25,000 retail spends done within 90 days of card set up

For 2nd year onwards fee waiver: ₹5,00,000 retail spends done in previous card anniversary year
Vetta Credit Card ₹2999 + applicable taxes For 1st year fee waiver: ₹40,000 retail spends done within 90 days of card set up

For 2nd year onwards fee waiver: ₹1,50,000 retail spends done in previous card anniversary year
Altura Credit Card ₹199 + applicable taxes For 1st year fee waiver: ₹10,000 retail spends done within 90 days of card set up

For 2nd year onwards fee waiver: ₹40,000 retail spends done in previous card anniversary year
Altura Plus Credit Card ₹499 + applicable taxes For 1st year fee waiver: ₹20,000 retail spends done within 90 days of card set up

For 2nd year onwards fee waiver: ₹80,000 retail spends done in previous card anniversary year

 

Cashbacks, discounts, waivers, EMIs, complimentary device protection plans. Can credit cards get any better? AU Small Finance Bank Credit Cards are the best credit cards in India when it comes to safety, security and benefits. Want to take up no more stress and tension in your life, then you should definitely go and buy an AU Small Finance Bank Credit Card!!

 

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