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What factors affect your boat insurance cost?

If we as a boat insurance broker can obtain economical and cheap rates for your boat, there can be no “price miracles”. Pricing criteria for boats are relatively objective and will depend on values ​​such as:

  • The model of the boat and the power of the associated engine if it is a motorboat
  • The value of the boat to constitute the basis for reimbursement in the event of a claim
  • The desired insurance guarantees: A civil liability guarantee for damage to third parties will necessarily be much cheaper than a so-called “all risks” guarantee. Just like removing all support options
  • Boat owner’s profile and insurance history if you have ever been insured in the area
  • The navigation area: Metropolitan France, inland waters, DOM-TOM, Caribbean, etc.

The companies will then approve the various information to offer you a relevant rate according to the risk. The price presented can usually be paid monthly, which limits the economic impact of the deadlines! Be careful, to further reduce the price of boat insurance, paying annually may allow you to make some additional savings.

CHEAP BOAT INSURANCE WITH ADAPTED GUARANTEES

Quickly get your cheap boat insurance

How to get the best boat insurance prices?

Fill out the form above to send us your request for a boat insurance quote and obtain boat insurance cheap

You must provide us with as much information as possible so that we have all the data to find you cheap boat insurance. Once we receive your quote, and within less than 4 hours, we will find out which company will pay you the least while benefiting from the best conditions for the guarantees of your insurance contract.

All our boat insurance contracts are directly negotiated with the best companies, which brings you significant reliability for your contract, as well as boating insurance offers at a competitive price on this market.

How to save on your boat insurance?

If you want to save on the price of your boat insurance, the easiest way is of course to make a comparison. As mentioned above, insurance companies are free to set their guarantees and rates. In addition, they offer various more or less complete formulas with the possibility of subscribing to options. 

As a result, it is quite possible to find cheap insurance for civil liability with one insurer, while for all-risk insurance it will be another insurance company that will offer the cheapest insurance.

Secondly, to save on boat insurance, you may need to adapt your boat to your monthly budget. The longer and more powerful your boat, the higher its value, the more you will pay. To find cheap boat insurance, you may need to consider a used boat with a lower value.

Insurance companies are likely to ask you if you have ever had any claims with a previous boat or with your current boat. Be sure, as with auto insurance, to avoid any claim. Insurers can increase the amount of your premium if they consider that you are engaging in risky behavior.

The essential elements for your cheap boat insurance

To provide you with a first qualitative quotation, we need all the information requested in the quote request form.

The provision of precise information concerning your status as well as the characteristics of your boat is essential for us to provide you with a first approach to the price corresponding to your needs.

To take the boat as a guarantee, it is essential to join us: the signed estimate, the RIB, the act of francization as well as the boat license (compulsory in the context of a motorboat).

Upon receipt of the documents, you will be covered by the insurance and you will then be able to use your boat in complete safety, upon receipt of your insurance certificate.

MOTORBOAT INSURANCE QUOTE

Working with economical products does not mean neglecting the quality of service and the choice of an expert company in the field. We have chosen to work only with historical players with long experience in the field. With the APRIL group or ALLIANZ, you have quality players for your inexpensive boat insurance! These actors have all shown great experience from underwriting to managing your claims. We also have a privileged relationship with them which allows us to provide you with the best prices and responsive claims management. Thanks to our wide range of companies, we cover of course:

  • Motorboat insurance:  From small units up to 15m boats, with brands such as Kelt, Jeanneau, Quicksilver, etc.
  • Sailboat insurance:  Catamaran, trimaran, monohull, we have all the solutions for your sailboat
  • Jet-ski insurance:  Increasingly popular in France, jet-skis represent a real insurance problem for which we have interesting solutions.